The car industry is a tough business.
But you know what?
It doesn’t matter how tough.
You know what matters?
And that’s why we’ve laid out the steps you need to take to determine if your vehicle needs a full tune up, so you can keep driving.
Here are the steps to take when you’re in the market for a new car: Get a quote From a reputable repair shop that has a long track record of service.
(Some repair shops may not accept online bids.)
Take the car to your local dealership.
Make sure to give them your original title.
If they ask you to bring your own vehicle, get one.
Make your decision.
If the car has been on the market longer than 30 days, it’s time to get on the phone with your car’s manufacturer.
Ask them for the warranty.
If you’re not a car buyer, it might be time to look for a vehicle specialist who can repair your car, too.
Ask for a loan from a dealership.
If it’s a loan, you should be able to get the car serviced within six months.
You may have to pay extra.
Some loan companies charge interest rates of up to 20 percent.
Find out if you can afford it.
(Most loan companies do not require a 30-day payment.)
Get a financing agreement (FA) if your loan was approved.
You’ll need to sign a contract and get a financing statement from the bank.
If your bank is approved, you’ll be able apply for a financing loan within 30 days of the initial loan application.
(You can also pay for a car loan yourself.)
Find out the terms and conditions of your financing agreement.
If that doesn’t sound like much, that’s because it isn’t.
The financial terms are complex, and the conditions are sometimes quite stringent.
The only thing you should consider is whether you can repay your loan over time, and if so, how much.
If there are any outstanding fees or fees that aren’t covered by your financing deal, you might have to wait a little longer.
Find a dealer If you have a car that you’re looking to buy, you may want to consider getting a dealer to help you with the car’s financing.
There are many dealerships that offer loans and finance agreements for the purpose of finding a new vehicle.
Here’s how to find them: Car rental agencies can arrange auto financing for you at a discounted rate.
Find the right leasing company to book a rental car for you.
Get a loan You can pay for the car loan in full, as well as the lease.
This can help you keep your current car, if you want to drive it away.
(If you’re planning to buy a car, it may be best to pay for it on the spot.)
You can also set up a monthly payment plan.
Some companies will let you set up monthly payments to pay off the loan over a period of time, if desired.
If paying for the loan with cash is a bad idea, you can also try a vehicle finance service that has cash-to-value (CVV) financing, which offers a percentage of the loan for each mile traveled.
(This can be used to pay down the car.)
Find a dealership If you want a dealership to fix your car for a lower price, it’ll probably be a good idea to go with a dealership that has an established reputation.
(And if you’re going to drive your car home, a good dealership is also the best place to get a good tune up.)
If you know the car dealer well, ask them to inspect your car.
If a shop has been servicing your car in the past, you’re more likely to want to give the dealership a try.
Find more automotive services The information below may be useful to you when you decide whether or not to take the next step in the process.
We’ve tried to list a few of the more common automotive services that may be able or willing to help, and we’ve also provided links to websites that offer a variety of services to help.
If any of these services is helpful to you, please share it with us in the comments section.
Auto insurance companies are not regulated by the federal government, and they are not subject to the same rules as car companies.
So if you need help with auto insurance, you must make sure you can qualify for a free quote from the best insurer in your area.
Auto loans are not covered by most consumer credit cards, and you may have an obligation to pay interest and fees that may or may not be covered by auto insurance.
You also may not qualify for some types of financing from a car company.